Consumer Disputes

Charges that shouldn't be there.

The companies count on you giving up. We draft the letter that cites the exact federal and state law they're violating, addressed to the executive office that actually decides — and the parallel state-AG complaint that makes ignoring you expensive.

FCBAFTC ActState UDAPROSCAMagnuson-Moss

The disputes that hit hardest.

Wrongful Credit-Card Charge

FCBA dispute letter to the issuer with the 60-day clock cited and the right billing-error claim form.

Refund the Merchant Refused

Demand letter citing your state's UDAP statute, with parallel filing instructions for the state AG.

Surprise Medical Bill

No Surprises Act + state-specific balance-billing law cited together with the right documentation request.

Landlord Deposit Recovery

Statutory demand citing your state's deposit-return deadline and the treble-damages remedy where applicable.

Subscription You Couldn't Cancel

ROSCA + state automatic-renewal law cited, with the dark-pattern evidence preserved.

Warranty Stalled by Manufacturer

Magnuson-Moss Warranty Act letter with the documentation demand that triggers the response clock.

Cited statutes. Real escalation paths.

We pre-loaded 2,500 company executive contacts, 50 state AG complaint URLs, and every statute section that matters. You get the letter and the playbook in one shot.

  • Federal + state statute pairs cited together
  • Executive-office contact, not public support
  • Parallel state-AG complaint included