Pick credit dispute or consumer chargeback. Answer 6–10 plain-English questions about what happened.
We assemble the federal + state law, the right contact channel, and the CFPB-winning language for your specific issue.
Finished letter with statutes cited inline. Edit any line. Add your facts. Download as PDF.
Mail it yourself, or buy a $9 mail-for-me credit and we'll print and mail it for you.
All public data. All scattered across .gov sites. Consolidated once so you never have to dig.
No. We are a software tool that drafts documents based on the public consumer-protection statutes. We are not attorneys and do not provide legal advice or represent you in any proceeding.
A structured, indexed copy of every relevant federal consumer-protection statute, all 50 state UDAP and credit-reporting laws, the actual back-office addresses for credit bureaus and major creditors, and the language patterns that appear in CFPB cases that closed with monetary relief.
We can't guarantee outcomes — nobody can. What we guarantee: your letter will cite the right statute, address the right office, and include the documentation request that triggers the response clock. That's what gives a letter teeth.
Optional. You can download as PDF and mail yourself, or one-click-send via our certified-mail integration. Either way you get the green-card receipt — the legal proof of delivery.