AI Acceptable Use Policy

Last updated: 2026

1. What this policy covers

This Acceptable Use Policy governs how you may use MyDisputeKit's AI letter-generation tools, the inputs you submit (facts, dates, names, account details), and the outputs you receive (drafted letters, statute references, mailing instructions). It supplements our Terms of Service and Legal Disclaimer.

2. Permitted use

You may use the service to:

• Draft consumer-protection, credit-repair, and similar self-represented dispute letters about your own matters.
• Generate letters on behalf of a person who has authorized you in writing (e.g. a family member you assist).
• Edit, save, and send the generated letters in your own name.

3. Prohibited use

You must not use MyDisputeKit to:

• Generate letters containing knowingly false, fraudulent, or misleading statements of fact.
• Impersonate another person, forge a signature, or send letters in someone else's name without authorization.
• Harass, threaten, defame, or extort any individual or business.
• Practice law without a license, or hold yourself out as an attorney using our outputs.
• Generate hate speech, content that targets protected classes, sexual content involving minors, or content that incites violence.
• Attempt to "jailbreak," prompt-inject, or otherwise circumvent our safety filters or banned-phrase guardrails.
• Reverse-engineer, scrape, or attempt to extract our prompts, knowledge base, or model weights.
• Resell, redistribute, or repackage generated letters as a competing service.
• Submit malware, exploit payloads, or content designed to disrupt the service or other users.
• Use the service in violation of any applicable federal, state, or local law.

4. Your responsibilities for inputs

You represent that you have the legal right to submit every fact, document, and identifier you provide. Do not submit personal data about third parties (other than the merchant, creditor, or bureau the dispute is directed at) unless you have a lawful basis to do so. Do not submit information you are contractually or legally prohibited from disclosing (e.g. sealed records, attorney-client privileged communications you do not own).

5. Your responsibilities for outputs

AI output is a draft, not a final legal document. Before sending any generated letter, you must (a) verify every factual claim against your own records, (b) confirm that cited statutes and section numbers are current and apply to your jurisdiction, (c) confirm the recipient and mailing address are correct, and (d) edit any language that does not reflect your situation. By sending a letter, you adopt it as your own statement.

6. Accuracy and limitations of AI

Large language models can produce confident-sounding text that is wrong. Our guardrails reduce but do not eliminate the risk of inaccurate citations, outdated statute references, or omitted procedural requirements. MyDisputeKit makes no warranty that any generated letter is legally sufficient, accurate, or fit for any particular purpose. The service is not a substitute for professional legal advice.

7. IP, takedowns, and repeat infringers

You retain ownership of the facts and documents you submit and of the final letters you send. MyDisputeKit retains ownership of the platform, prompts, knowledge base, templates, and software. If you believe content on MyDisputeKit infringes your intellectual property rights, send a takedown notice to legal@mydisputekit.com identifying the work and the allegedly infringing material. We terminate accounts of repeat infringers.

8. Content moderation and enforcement

We may, at our discretion and without prior notice, refuse or filter AI outputs, remove user content, throttle generation, suspend access, or terminate accounts that violate this policy. Serious or repeated violations — including fraud, harassment, or attempts to bypass safety filters — will result in immediate termination and may be reported to law enforcement.

9. Reporting abuse

To report a violation of this policy, email abuse@mydisputekit.com with the relevant details. We review every report.

10. Changes to this policy

We may update this policy as our AI capabilities and the regulatory landscape evolve. Material changes will be announced in-app or by email. Continued use after an update constitutes acceptance of the revised policy.